Tag: autoinsurance

How Insurers Evaluate Personal Injury Claims in Auto Accidents

Auto insurers evaluate personal injury claims after an accident in order to determine the amount of compensation that should be paid to the injured party. This process can be complex and time-consuming, but it is important for ensuring that the injured party receives a fair settlement. The first step in the evaluation process is for the insurer to gather information about the accident. This includes gathering police reports, eyewitness statements, and any other relevant documentation.

Collision coverage, yes or no?

People often ask me why they should carry collision coverage on their vehicles. It’s expensive. This is what I tell them. When you’re in an accident and it’s your fault, your insurance company will pay for the repair or the value of the vehicle less your deductible. That can be a pretty large expense to have to pay for if you don’t carry collision coverage. You can’t plan when an accident is going to occur