Getting into a car accident is a real pain. You are likely to lose money in various ways and hiring a good lawyer can help rectify that. First of all, if your vehicle is totaled, the insurance company doesn’t give you the amount you would need to go out and buy that exact same car. They give you what they call replacement value and it doesn’t take into account the mark up or profit a dealer makes on the vehicle. A good lawyer can negotiate a fair value and resolve this issue for you.
If you are injured in an accident, your medical bills are paid for in a strange way. You would think that the insurance company for the car responsible for the accident. That’s not the case. We have what’s called personal injury protection (PIP) benefits in Mass. The first $2,000.00 in medical bills is paid by your insurance company and then it gets billed to your private health insurance up to a total of $8,000.00.. If you don’t have private health insurance, PIP pays up to the full $8,000.00. Any medical bills over that amount get credited towards your personal injury settlement as an out of pocket expense. A good lawyer is important because all of these bills need to be coordinated and get paid to avoid collection and harming your credit. It’s not something you want to mess with.
You really want to make sure you hire a good lawyer who has a lot of experience dealing with insurance companies. In order to avoid long drawn out litigation that can take years, you really want to have your attorney negotiate a fair value for your claim prior to commencing litigation.
If you are looking for an attorney to handle your car accident claim, Attorney Briones has over 23 years of experience in personal injury law. In fact she worked for an insurance company prior to attending law school . Give our office a call and schedule a free consultation.